Cancel your debt management plan and go bankrupt James Falla 10.02.2021 Why go bankrupt rather than sticking with your DMP? How to go bankrupt if you are already in a DMP. What are the disadvantages?
What if you can’t pay your DMP because of Coronavirus James Falla 29.01.2021 Reduced income due to coronavirus? Take a payment break. How to reduce the amount you pay. Could you change to a different solution?
Is it possible to leave out debt from a DMP James Falla 21.01.2021 Can you choose to leave out a debt from a DMP? What are the potential issues if you leave out a debt? Can you add an excluded debt later?
Home equity and a DMP James Falla 01.11.2020 Can you do a DMP if you have home equity? Do you have to release equity during the plan? Is it possible to settle a DMP with equity?
Cancel your debt management plan and start an IVA James Falla 15.10.2020 Why would you cancel your DMP and start an IVA? How to cancel your debt management plan. What are the potential downsides?
Does a DMP protect my house from a charging order James Falla 21.09.2020 Can creditors get a charging order if you are in a debt management plan? What can you do if one is issued? Can a charge be included in a DMP?
Can a guarantor loan be included in a DMP James Falla 24.04.2020 What happens if you include a guarantor loan in a DMP? Can you leave the loan out and keep paying it? Should you complain about the loan?
Is interest stopped in a Debt Management Plan James Falla 24.01.2020 How to ensure interest is frozen in a Debt Management Plan. How long will it take for charges to stop? What can you do if interest is still being added?
CCJ Debts and a Debt Management Plan James Falla Can you stop paying a CCJ after starting a DMP? How to add a CCJ to a debt management plan? Does a DMP protect you from getting a Judgment?
Can I start a Debt Management Plan on benefits James Falla 12.12.2019 Are you allowed to start a Debt Management Plan if you are on benefits? What if your benefits fall? Is a DMP the best solution on a low income?